Accidental Death and Dismemberment ( AD&D ) insurance is an important part of a well-rounded financial program. For pennies a day, your employees and their families can be protected in the event of an unforeseen accidental death and/or dismemberment.
An AD&D plan can reduce the emotional strain if a loved one is hurt or disabled. Knowing your family has the financial support they need in the event of an accidental death or dismemberment can provide some comfort. For just pennies a day, add an AD&D plan for a more complete benefits package.
To apply, simply request coverage on your dental plan enrollment form and an enrollment specialist will work with you to determine the coverage amount and beneficiary designation.
Simply put, life insurance will distribute payment in the event the covered person dies within the defined period. Accidental death and dismemberment insurance will distribute payment in the event of accidental death, but also for other tragic losses of ability. AD&D is typically purchased as a supplement to a term life policy.
Life Insurance Coverage
AD&D Insurance Coverage